Additional Resources for Graduate Students
Grad Plus Loan
The allows graduate students to borrow long-term, low-interest funds to help meet education expenses. An absence of negative credit history must be shown to qualify for this loan. The maximum Federal Direct PLUS Loan amount is calculated by subtracting the total aid awarded to the student from the cost of attendance. To request the Federal Direct PLUS loan, please visit . Federal Direct PLUS loans must be applied for each year, as they are not automatically renewed.
Graduate PLUS Loan Details |
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Current interest rate: |
9.08% fixed (effective July 1, 2024) |
| Net fee per disbursement: | 4.228% (for loans disbursed prior to October 1, 2024) |
| Repayment: | Begins 60 days after loan is fully disbursed each year; automatic deferment may be available while enrolled at least half time |
| Borrower Requirements |
To be an eligible Federal Direct PLUS Loan borrower, you must:
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| Required | |
| Required | |
Payment Plans
91³Ô¹ÏÍø University has partnered with Transact Payments (formerly known as CASHNet) to provide a completely automated and paperless 4-month semester payment plan.
Installment Payment Plan features:
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Interest free
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Real-time account balance information through Transact Payments for students and their authorized payers.
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The total semester cost, less verified financial aid (excluding work study and pending outside scholarships) can be set up in 4 equal monthly installments.
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Automatic payment enrollment (optional)
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Enrollment is now by semester and includes a $50 non-refundable enrollment fee each term
You can learn more by clicking on the following link: Payment Plans.
Outside Scholarship Search
Outside scholarships can be great resources for graduate students. We encourage you to look in your community to see if there may be any available to you. We recommend starting with banks, credit unions, service organizations, churches, and parents’ employers.
Additionally, in support of our current and potential students, 91³Ô¹ÏÍø's Financial Aid Office maintains a database of scholarships for students to access, search and apply for awards. Please be sure to check out our: Outside Scholarship Search Engine for additional opportunities.